Insurance, Financing, and Benefits

It is important to check with your insurance company prior to starting this process. Call the toll-free number listed on your insurance card for either benefits or customer service and ask the following questions:

  1. Ask if the procedure code 43770 (LapBand®) or 43775 (sleeve gastrectomy) is a covered benefit. Be sure to clarify that you are asking about the procedure on the basis of medical necessity.
  2. Do you have any specific criteria that must be met to have weight loss surgery?
  3. Are my surgeon and Boone Hospital Center providers under my plan?
  4. Are nutrition, physical therapy and psychological evaluations covered?

Did you know, many Missouri employers offer insurance coverage for weight loss surgery?  Some of those include:

  •       ABB
  •       Ameren
  •       Aramark
  •       Boone Hospital/BJC
  •       BCBS IL employees
  •       Boeing
  •       Central Bancompany
  •       City of Columbia
  •       Columbia Public Schools
  •       Con Agra
  •       Corizon
  •       Dialysis Clinic Inc.
  •       Elsevier
  •       Federal Employees
  •       Federal Postal Workers
  •       Fulton Public Schools
  •       Hollister
  •       Hubbell 
  •       IUOE Local 965
  •       Marmon
  •       Missouri Banker’s Association
  •       Moberly Area Community College
  •       Morgan Co RII Schools 
  •       MoKan Sheet Metal
  •       Northeast Regional Medical Center
  •       Orscheln
  •       Railroad
  •       Shelter Insurance
  •       State of MO
  •       University of Missouri-PPO
  •       USDA
  •       UTI
  •       VA Hospital
  •       Walgreen’s 
  •       Watlow

If you don't see your employer on the list, ask your human resources department if you have coverage.  If you don't have insurance that covers weight loss surgery, check on financing options with Central Bank.